Drowning in Debt?

Are you drowning in debt?
Check out this article of a woman with $60,000 in debt. I admire her courage to share her story. Fortunately, many of us in the frugal village have real solutions for her and you IF and only IF you are willing to accept the fact that what you have been doing doesn't work and hadn't worked.

Freedom requires sacrifice and we all know that freedom just isn't free. My highest unsecured debt 4 years ago was $27,000. I paid it all off using the Dave Ramsey plan. It worked and still works. It has totally changed my life! I see and hear things differently. I give freely laced with wisdom. I have greater understanding about life itself. Please join me and thousands of others living the affordable good life!

Freedom!

Might As Well LAUGH!

The latest satire from JibJab.com helps us all keep a sense of humor as many keep expecting the government to change their lives. Check it out: http://sendables.jibjab.com/originals/hes_barack_obama

Taking responsibility to change my own life makes life worth living! Freedom!

Mainstream America Goes Frugal? Go Figure!

Many online news articles are focusing on the ever changing lifestyles of Americans who have recently decided that living frugally is chic. Chic? Oh my gosh! I cannot imagine my lifestyle as mainstream chic. How many times over the past many years have co-workers, family, and friends cringed over the sacrifices I've made to either get rid of debt, stay out of debt, or live within my means without using credit. Funny stuff, alright.

I hope the new chic living leads them to the wonderful freedom we enjoy!
Freedom!

Enjoy Life!

No matter what happens today, I intend to enjoy my life to the fullest. To help with this effort, I will limit my exposure to the negative media, walk away from negative people at work, and only spend money on basic necessities if I spend at all.

I intend to frugally and efficiently make the most of every positive interaction today: I don't want to waste a moment of each one. I intend to enjoy life! Freedom!

I'm Going to See Aretha in a Couple of Weeks...Paid Cash

For all of the skeptics who believe that us frugal folks are choosing deprivation over great living, we are not. We simply make sacrifices in many segments of life and focus on exceptional fun, to us, in other areas. I see it all the time: I have co-workers and friends who make exceptional incomes, live frugally, yet take extraordinarily expensive vacations each year. Choices!

I decided long ago that whenever I attend a concert, I will get the best seats I am willing and able to pay cash for. So, when I saw that the great Aretha Franklin was coming to the Hollywood Bowl in a couple of weeks, when I thought how much my mom would like to see her from only a few rows from the stage instead of using binoculars from the cheap seats, when I considered how much I avoid spending on everything else in my life, I felt comfortable and confident to spend a large sum of cash for this 2-hour concert experience! A choice without deprivation! Freedom!